Insurance Fraud Victims

Most insureds, including businesses and consumers, are not aware that national Insurance Brokers and Insurers have conspired to raise, maintain or stabilize the price of insurance products including lines for property, casualty, liability, personal lines including homeowners insurance, employment benefits and excess and surplus lines of insurance.

Insurance Brokers and Insurers are bound to abide by their fiduciary obligations and duties of loyalty to their clients and insureds and owe their clients a duty to obtain for them the best insurance in terms of coverage and price.

Many insurance brokers, agents and insurance companies do not represent their clients best interests or act as fiduciaries in connection with the selection and placement of their clients insurance.

Many Insurers and agents have improperly increased their profits and revenues by raising or maintaining premiums charged to businesses and consumers and by reducing the benefits or coverage.

They have effectuated their scheme through a variety of methods, including, inter alia: failing to disclose hidden contingent commissions and overrides based upon volume contingency, persistency and by manipulating the market for insurance placed for their clients.

If you are a business or consumer who between August 29, 1995 and the present engaged the services of any one of the following Insurance Broker Defendants to obtain advice with respect to the procurement or renewal of insurance, and who entered into or renewed a contract of insurance with one of the Insurer Defendants, you may have a case of action. The Insurance Broker Defendants include: Marsh and McLennan Companies, Marsh USA, Seabury and Smith, Aon Broker Services, Aon Risk Services Companies, Aon Group, Affinity Insurance Services, Willis Group Holdings Limited, Willis North America, Arthur J. Gallagher and Company, Wells Fargo and Company, Brown and Brown, Hilb Rogal and Hobbs Company, BB&T Corporation, Branch Banking and Trust Company, USI Holding, Summit Global Partners of Florida, USI Insurance Services, and Hub International.

The Insurer Defendants include: American International Group, Lexington Insurance Company, National Union Fire Insurance Company, American International Specialty Lines, Birmingham Fire Insurance Company, American Home Assurance Company, American International, The Insurance Company of the State of Pennsylvania, AIU Insurance Company, Commerce and Industry Insurance Company, New Hampshire Insurance Company, Ace Limited, Ace USA, Ace American, Westchester Surplus, Illinois Union, Indemnity Insurance, The Hartford Financial Services Group, Hartford Fire, Twin City Fire Insurance, Pacific Insurance Company, Nutmeg Insurance Company, Munich Reinsurance of America Re Corporation, American Re-Insurance Company, St. Paul Travelers Companies, Gulf Insurance, St Paul Mercury Insurance, Travelers Casualty, Travelers Indemnity, Berkshire Hathaway, General Re Corporation, Zurich Financial Services Group, Zurich American Insurance, Fidelity and Deposit Companies of Maryland, Empire Indemnity Insurance Company, The Chuff Corporation, Federal Insurance Company, Crum and Foster Holdings, United States Fire Insurance Company, Fireman's Fund, National Surety, RLI Corporation, XL Capital LTD., Greenwich Insurance Company, CWA Financial Corporation, The Continental Insurance Company, American Casualty, Liberty Mutual Insurance Company, Wausau Underwriters Insurance Company and AXIS Reinsurance Company.

Gilman and Pastor, LLP is committed to protecting the rights of insureds to receive the full benefits to which they are entitled.

Contact an experienced insurance lawyer today for insurance advice and a free consultation that will help you understand your rights.

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